Your provincial health coverage provides an important foundation, but it doesn’t cover everything. Many Canadians are surprised by how much they pay out-of-pocket for medical expenses such as prescription drugs, dental care, vision needs, and therapy services.

At SMM Insurance, our extended medical insurance plans are designed to bridge these gaps. We give you affordable, flexible private health insurance in Canada so you and your family can access the care you need—without financial stress.

Why You Need Extended Health Coverage in Canada

Even with public health care, you may face significant expenses for:

• Prescription drugs and medications not covered by your provincial plan

• Vision care such as eye exams, glasses, and contact lenses

• Dental coverage for cleanings, fillings, and major treatments

• Paramedical services like physiotherapy, chiropractic, and massage therapy

• Medical equipment and supplies including crutches, braces, and hearing aids

• Emergency travel medical coverage for trips outside your province or Canada

Learn more about how provincial health care works on the Government of Canada Health Services page.

Who Can Benefit from Private Health Insurance

Our extended health coverage is ideal for:

• Individuals leaving an employer’s group benefits plan

• Families seeking complete health and dental insurance plans

• Self-employed professionals without workplace benefits

• Retirees who want to maintain quality private health coverage

If you’re a newcomer to Canada, our Travel Medical Insurance options can also be a great short-term solution while you transition to permanent coverage.

Flexible Plans for Every Lifestyle and Budget

At SMM Insurance, we know that one size doesn’t fit all. That’s why our extended medical insurance plans come in multiple options:

• Basic health coverage for essential needs

• Comprehensive plans with higher coverage limits for more protection

• Optional dental add-ons for preventive and major treatments

• Vision care coverage for eye exams, prescription glasses, and contact lenses

We also offer Super Visa Insurance for parents and grandparents visiting Canada, ensuring they have the protection they need during their stay.

Extended Medical Insurance – Protect What Provincial Health Care Doesn’t Cover

Why Choose SMM Insurance for Your Extended Health Coverage

Nationwide provider network for medical services across Canada

Fast approval process—with no waiting periods for eligible applicants leaving a group plan

Tailored health insurance plans to match your budget and lifestyle

Trusted advisors who help you select the right coverage

Competitive rates with flexible monthly payment options

Get Your Free Extended Medical Insurance Quote Today

Your health is your most valuable asset—don’t leave it unprotected. With SMM Insurance’s extended health coverage, you’ll have the peace of mind that comes from knowing your family’s medical needs are taken care of.

📞 Call us today or request a free quote to find the right private health insurance plan for you.